We Want to be your Main Financial Institution!
SUMMER LOAN RATES ARE SIZZILING HOT!
SWITCH & SAVE WITH YOUR CREDIT UNION
Special Good Through July 31, 2015
We may be able to refinance your loan at another financial institution for a lower interest rate!
If our already low loan rates do not beat your existing loan rate, we will reduce your current rate by 1.00%**!
Vehicle loans 2015 - 2012 under $20,000.00 may be financed up to 72 months, over $20,000.00 may be financed up to 84 months.
Personal loans may be financed up to 36 month. Maximum Personal Loan Limit is $5,000.00.
Don't forget, our Switch & Save Special can be used for your Recreational Vehicles too.
** 1.00 rate reduction is subject to base loan rate of 2.99%.
Contact Heather or Jaime today @ 452-2480 to start your application.
Loan approval based upon approved credit and regular income. Above rates exclude current loans with Hopewell Chemical Federal Credit Union.
SKIP THE LINE AND SAVE SOME TIME WITH OUR VIRTUAL BRANCH HOMEBANKING SERVICE!
SIGN UP TODAY! JUST CLICK ON THE ICON BELOW!
YOU CAN ACCESS YOUR ACCOUNT INFORMATION AT ANY TIME! WITH VIRTUAL BRANCH HOME BANKING YOU WILL BE ABLE TO VIEW YOUR ACCOUNT BALANCES, MAKE TRANSFERS, VIEW CLEARED CHECK IMAGES AND MORE! NO FEE IF YOU SIGN UP FOR E-STATEMENTS! IF YOU STILL WANT YOUR PAPER STATEMENT STILL AT $2.00 PER MONTH PER MEMEBER ACCOUNT NUMBER. OUR HOME BANKING SERVICE HAS ENHANCED AUTHENTICATION FOR EXTRA SECURITY
GO "e" AND SAVE A TREE
SIGN UP FOR eSTATEMENTS & SAVE $2.00 PER MONTH ON HOMEBANKING!
IF YOU ARE ALREADY USING HOME BANKING, JUST GO TO THE SELF SERVICE TAB AND CLICK E-STATEMENTS - FOLLOW THE INSTRUCTIONS AND SIGN UP TODAY.
TURBO TAX NOW AVAILABLE - JUST CLICK ON THE ICON BELOW!
Click the image to access your virtual branch log in.
First time users click the image below then select the Enroll Online from the menu bar at left.
Check out the ATM LOCATOR, (under the tool bar on left), for all the ATMs you can use that are Surcharge Free. Just put in the Zip Code you desire, (even if you are traveling), and see a list of the Surcharge Free ATMs.
VIRTUAL BRANCH BILL PAY - PAY YOUR BILLS ONLINE!
Paying your bills online is as Easy as 1 - 2- 3 !!! More Flexibility - online payments can be setup at anytime for a small monthly fee*
Remember you must have a SHARE DRAFT CHECKING account and HOME BANKING to enroll. TO ENROLL: Log on to Home Banking. Go to Personal Options menu - Click on Bill Pay Enrollment - you are required to read the Terms and Disclosure - If you agree, click on "I Agree" then click Enroll in BillPay and your enrollment is complete! The next time you log in, you will see the "PAYIT" menu on the left side of your Home Banking page.
The first month of "PAYIT" is FREE! Subsequent months are $5.00* per month per member account number - unlimited checks! If you have any questions, call us at 804-452-2480
NEW 2015 VEHICLES & MOTORCYCLES
3.25% APR* - 100% FINANCING UP TO 72 MONTHS TO REPAY
3.50% APR* - 100% FINANCING UP TO 84* MONTHS TO REPAY including tax, title, tags, warranty, gap, etc. (* for loans over $20,000.00)
PREOWNED 2014, 2013, 2012 MODELS @ 4.25% FOR 72 MONTHS
Call about all older models also!
CONTACT JAIME OR HEATHER in the loan department today or go to the website to start your loan request @ www.hopechemfcu.org.
WE OFFER WARRANTIES & GAP INSURANCE AT AFFORDABLE RATES!
*APR = ANNUAL PERCENTAGE RATE
ABOVE RATES EXCLUDE CURRENT LOANS WITH CREDIT UNION. LOAN APPROVAL BASED UPON APPROVED CREDIT AND REGULAR EMPLOYMENT. SPECIAL RUNS THROUGH APRIL 30, 2015.
CALL TODAY ABOUT A VISA CREDIT CARD!
All transactions including balance transfers made on the VISA Card during the first 6 months will be at 6.90% APR . After your card's first 6 month period, any balance will go to your regular VISA Credit Card interest rate.
No annual fee, no minimum balance fee, same low rate on all your transactions, around the clock fraud protection, credit life and credit disability insurance available, cash advances made at the credit union office have no fee, letter checks available for easy balance transfer and purchases.
APPLICATION AND APPROVAL ARE REQUIRED. CREDIT LINE REQUESTS WILL BE EVALUATED BASED ON CREDIT WORTHINESS, REGULAR INCOME AND DEBT RATIO OF THE APPLICANT. CALL JAIME OR HEATHER TODAY !
LOST / STOLEN CARDS!
VISA DEBIT / CHECK CARD - CALL - 800-472-3272
VISA CREDIT CARD - CALL - 800-991-4964
Please let us know when you have an address or telephone number change. Due to the Privacy Act, We must talk with you personally.
Call us at 804-452-2480.
IMPORTANT VISA DEBIT & CREDIT CARD FRAUD ALERT:
FRAUDSTERS CONTINUE TO USE AUTOMATED PHONE CALLS (REFERRED TO AS ROBOCALLS) TO OBTAIN PERSONAL OR FINANCIAL INFORMATION CONCERNING YOUR VISA CREDIT CARD OR DEBIT CARD. THE AUOTMATED CALL PLAYS A RECORDED MESSAGE INFORMING MEMBERS THEIR CREDIT OR DEBIT CARD HAS BEEN BLOCKED OR STATING THAT THEY CAN POSSIBLY LOWER YOUR RATE ON YOUR VISA CREDIT CARD.
NEVER, NEVER, NEVER RESPOND TO ANY TELEPHONE CALL REQUESTING PERSONAL OR FINANCIAL INFORMATION. WE WOULD NEVER CALL YOU REQUESTING THIS TYPE OF INFORMATION, WE ALREADY HAVE YOUR PERSONAL AND FINANCIAL INFORMATION.
If you recieve such a call, please let us know at the Credit Union (804-452-2480). Report the call to the Federal Trade Commission @ 1-877-382-4357 and even let your phone service provider know about the call - landline or cell phone number.
MORE FRAUD INFORMATION BELOW!
SALLIE MAE SMART OPTION STUDENT LOANS IS A SMART WAY TO HELP FINANCE YOUR COLLEGE NEEDS!
SEPTEMBER 7TH - LABOR DAY
OCTOBER 12TH - COLUMBUS DAY
Management and Staff would like to wish everyone a safe and happy holiday!
By Federal Regulation all payments from unlawful internet gambling are prohibited!