IF YOU NEED A LITTLE EXTRA CASH TO MAKE YOUR HOLIDAYS BRIGHTER WE CAN HELP!
We will loan qualified member up to $5,000.00 at 9.90%APR up to 24 months 10.50%APR up to 36 months to repay. Maximum signature loans owed to Credit Union @ $5,000.00.
Ask how you can skip a payment this month!
Qualified loans may be eligible for our Sip-A-Payment service.
Contact Jaime or Heather in the Loan Department today @ 452-2480 or go to our website to start you loan request. www.hopechemfcu.org. Loan approval based upon approved credit and regular income. Special Good Through December 31, 2014
CALL TODAY ABOUT A VISA CREDIT CARD!
All transactions including balance transfers made on the VISA Card during the first 6 months will be at 6.90% APR . After your card's first 6 month period, any balance will go to your regular VISA Credit Card interest rate.
No annual fee, no minimum balance fee, same low rate on all your transactions, around the clock fraud protection, credit life and credit disability insurance available, cash advances made at the credit union office have no fee, letter checks available for easy balance transfer and purchases.
APPLICATION AND APPROVAL ARE REQUIRED. CREDIT LINE REQUESTS WILL BE EVALUATED BASED ON CREDIT WORTHINESS, REGULAR INCOME AND DEBT RATIO OF THE APPLICANT. CALL JAIME OR HEATHER TODAY !
LOST / STOLEN CARDS!
VISA DEBIT / CHECK CARD - CALL - 800-472-3272
VISA CREDIT CARD - CALL - 800-991-4964
Please let us know when you have an address or telephone number change. Due to the Privacy Act, We must talk with you personally.
Call us at 804-452-2480.
IMPORTANT VISA DEBIT & CREDIT CARD FRAUD ALERT:
FRAUDSTERS CONTINUE TO USE AUTOMATED PHONE CALLS (REFERRED TO AS ROBOCALLS) TO OBTAIN PERSONAL OR FINANCIAL INFORMATION CONCERNING YOUR VISA CREDIT CARD OR DEBIT CARD. THE AUOTMATED CALL PLAYS A RECORDED MESSAGE INFORMING MEMBERS THEIR CREDIT OR DEBIT CARD HAS BEEN BLOCKED OR STATING THAT THEY CAN POSSIBLY LOWER YOUR RATE ON YOUR VISA CREDIT CARD.
NEVER, NEVER, NEVER RESPOND TO ANY TELEPHONE CALL REQUESTING PERSONAL OR FINANCIAL INFORMATION. WE WOULD NEVER CALL YOU REQUESTING THIS TYPE OF INFORMATION, WE ALREADY HAVE YOUR PERSONAL AND FINANCIAL INFORMATION.
If you recieve such a call, please let us know at the Credit Union (804-452-2480). Report the call to the Federal Trade Commission @ 1-877-382-4357 and even let your phone service provider know about the call - landline or cell phone number.
MORE FRAUD INFORMATION BELOW!
SALLIE MAE SMART OPTION STUDENT LOANS IS A SMART WAY TO HELP FINANCE YOUR COLLEGE NEEDS!
DECEMBER 24TH - CLOSE AT 2:00PM - CHRISTMAS EVE
DECEMBER 25TH - CLOSED - CHRISTMAS DAY
DON'T TAX MY CREDIT UNION
The Nation's Credit Unions face a potential tax challenge in Congress if legislators undertake tax reforms that would wipe the slate clean of all current tax exemptions and develop new tax laws. Credit Union's are Member Owned, Not-For-Profit Cooperatives with a specified mission of promoting thrift and providing access to credit to their membership. The federal tax exemptions allow us to offer better rates on savings accounts, lower rates on loans and much smaller fees. There are some in the financial industry, "mostly bankers", who say Credit Unions should pay income taxes, even though the banks took huge government bailouts. Not one taxpayer dime has ever been spent to bail out a Credit Union. Our elected representatives in Washington D.C. are in the process of reviewing tax reform possibilities. I am asking you as Hopewell Chemical Federal Credit Union Members, to join us and contact your representatives, telling them not to tax your Credit Union. Details about this effort are available and I would also encourage you to visit http://www.donttaxmycreditunion.org/ to send a letter to your representative.
On the behalf of our Dedicated Volunteers and Staff, I thank you for YOUR Support of and Membership in Hopewell Chemical FCU. We look forward to a lifelong relationship with you and your family.
Lynda K. Frink, Manager
ALERT - FRAUDULENT TELEPHONE CALLS / TEXT MESSAGES!
OUR FRAUD MONITORING SERVICES WILL "NOT" ASK YOU FOR YOUR CARD NUMBER, YOUR PIN, CVV OFF THE BACK OF YOUR CARD, SOCIAL SECURITY NUMBER, OR YOUR DATE OF BIRTH. ALSO; WE WOULD NEVER TEXT MESSAGE YOU CONCERNING YOUR ACCOUNT HERE AT THE CREDIT UNION. IF YOU ARE SCAMMED, IMMEDIATELY CALL THE ABOVE NUMBERS! PLEASE LET US KNOW AT THE CREDIT UNION ALSO, SO WE CAN BE SURE YOUR ACCOUNT IS PROTECTED AND WE WILL BE ABLE TO WARN OTHERS!
Internet Crime Complaint Center: www.ic3.gov
Federal Trade Commission: www.ftc.gov
Protect yourselves by following these simple rules:
check your monthly statements to verify all transactions
notify us immediately of any erroneous or suspicious transactions
be suspicious of e-mail that ask for personal or financial information
be cautious of any business that contacts you to notify you of "problems" with your account, or entices you with prizes
Please keep your address and telephone numbers updated in case we need to contact you!
By Federal Regulation all payments from unlawful internet gambling are prohibited!