Welcome to Hopewell Chemical FCU

Not for profit, not for charity, but for service! 


                      SEPTEMBER 2015 

 

  

We Want to be your Main Financial Institution! 

            

  

             KEEPING OUR LOAN RATES SIZZILING HOT!

Our Signature loans provide quick fixes when you need them. Shopping for Back To School or Planning a vacation?  We are here to help!

Low Rates Available, Financing up to 36 months, Fast & Affordable

 Contact Heather or Jaime @ 452-2480 to start your application.

 

Loan approval based upon approved credit and regular income. Above rates exclude current loans with Hopewell Chemical Federal Credit Union. Maximum signature loans owed at Credit Union @ $5,000.00.

 

 

SKIP THE LINE AND SAVE SOME TIME WITH OUR VIRTUAL BRANCH HOMEBANKING SERVICE!

          SIGN UP TODAY! JUST CLICK ON THE ICON BELOW!

YOU CAN ACCESS YOUR ACCOUNT INFORMATION AT ANY TIME! WITH VIRTUAL BRANCH HOME BANKING YOU WILL BE ABLE TO VIEW YOUR ACCOUNT BALANCES, MAKE TRANSFERS, VIEW CLEARED CHECK IMAGES AND MORE! NO FEE IF YOU SIGN UP FOR  E-STATEMENTS!  IF YOU STILL WANT YOUR PAPER STATEMENT STILL AT $2.00 PER MONTH PER MEMEBER ACCOUNT NUMBER. OUR HOME BANKING SERVICE HAS ENHANCED AUTHENTICATION FOR EXTRA SECURITY

 

 GO "e" AND SAVE A TREE

   SIGN UP FOR eSTATEMENTS & SAVE $2.00 PER MONTH ON HOMEBANKING!           

IF YOU ARE ALREADY USING HOME BANKING, JUST GO TO THE SELF SERVICE TAB AND CLICK     E-STATEMENTS - FOLLOW THE INSTRUCTIONS AND SIGN UP TODAY.

TURBO TAX NOW AVAILABLE - JUST CLICK ON THE ICON BELOW!

 Click the image to access your virtual branch log in. 

First time users click the image below then select the Enroll Online from the menu bar at left.

Check out the ATM LOCATOR, (under the tool bar on left), for all the ATMs you can use that are Surcharge Free. Just put in the Zip Code you desire, (even if you are traveling), and  see a list of the Surcharge Free ATMs.

VIRTUAL BRANCH BILL PAY - PAY YOUR BILLS ONLINE!  

    Paying your bills online is as Easy as 1 - 2- 3 !!! More Flexibility - online payments can be setup at anytime for a small monthly fee*

Remember you must have a SHARE DRAFT CHECKING  account and HOME BANKING to enroll. TO ENROLL: Log on to Home Banking. Go to Personal Options menu - Click on Bill Pay Enrollment - you are required to read the Terms and Disclosure - If you agree, click on "I Agree" then click Enroll in BillPay and your enrollment is complete! The next time you log in, you will see the "PAYIT" menu on the left side of your Home Banking page.

The first month of "PAYIT" is FREE! Subsequent months are $5.00* per month per member account number - unlimited checks! If you have any questions, call us at 804-452-2480

 

 NEW 2015 VEHICLES & MOTORCYCLES

3.25% APR* - 100% FINANCING UP TO 72 MONTHS TO REPAY

3.50% APR* - 100% FINANCING UP TO 84* MONTHS TO REPAY including tax, title, tags, warranty, gap, etc. (* for loans over $20,000.00)

PREOWNED 2014, 2013, 2012 MODELS @ 4.25% FOR 72 MONTHS

Call about all older models also!

CONTACT JAIME OR HEATHER in the loan department today or go to the website to start your loan request @ www.hopechemfcu.org.

WE OFFER WARRANTIES & GAP INSURANCE AT AFFORDABLE RATES!

*APR = ANNUAL PERCENTAGE RATE

ABOVE RATES EXCLUDE CURRENT LOANS WITH CREDIT UNION. LOAN APPROVAL BASED UPON APPROVED CREDIT AND REGULAR EMPLOYMENT. SPECIAL RUNS THROUGH  AUGUST 31, 2015, EXTENDED THROUGH SEPT 30, 2015

  CALL TODAY ABOUT A VISA CREDIT CARD!

All transactions including balance transfers made on the VISA Card during the first 6 months will be at 6.90% APR . After your card's first 6 month period, any balance will go to your regular VISA Credit Card interest rate.

          BENEFITS INCLUDE: No annual fee, no minimum balance fee, same low rate on all your  transactions, around the clock fraud protection, credit life and credit disability insurance available, cash advances made at the credit union office have no fee, letter checks available for easy balance transfer and purchases.

APPLICATION AND APPROVAL ARE REQUIRED.  CREDIT LINE REQUESTS WILL BE EVALUATED BASED ON CREDIT WORTHINESS,  REGULAR INCOME AND DEBT RATIO OF THE APPLICANT. CALL JAIME OR HEATHER TODAY !

 LOST / STOLEN CARDS! 

  VISA DEBIT / CHECK CARD - CALL - 800-472-3272 

VISA CREDIT CARD - CALL - 800-991-4964

Please let us know when you have an address or telephone number change. Due to the Privacy Act, We must talk with you personally.  

Call us at 804-452-2480.  

IMPORTANT VISA DEBIT & CREDIT CARD FRAUD ALERT:

FRAUDSTERS CONTINUE TO USE AUTOMATED PHONE CALLS (REFERRED TO AS ROBOCALLS) TO OBTAIN PERSONAL OR FINANCIAL INFORMATION CONCERNING YOUR VISA CREDIT CARD OR DEBIT CARD. THE AUOTMATED CALL PLAYS A RECORDED MESSAGE INFORMING MEMBERS THEIR CREDIT OR DEBIT CARD HAS BEEN BLOCKED OR STATING THAT THEY CAN POSSIBLY LOWER YOUR RATE ON YOUR VISA CREDIT CARD.

NEVER, NEVER, NEVER RESPOND TO ANY TELEPHONE CALL REQUESTING PERSONAL OR FINANCIAL INFORMATION. WE WOULD NEVER CALL YOU REQUESTING THIS TYPE OF INFORMATION, WE ALREADY HAVE YOUR PERSONAL AND FINANCIAL INFORMATION.

If you recieve such a call, please let us know at the Credit Union (804-452-2480). Report the call to the Federal Trade Commission @ 1-877-382-4357 and even let your phone service provider know about the call - landline or cell phone number. 

MORE FRAUD INFORMATION BELOW! 

SALLIE MAE SMART OPTION STUDENT LOANS IS A SMART WAY TO HELP FINANCE YOUR COLLEGE NEEDS!

                         

                 HOLIDAY HOURS              

 SEPTEMBER 7TH - LABOR DAY 

OCTOBER 12TH - COLUMBUS DAY

Management and Staff would like to wish everyone a safe and happy holiday!

           

            

 

        By Federal Regulation all payments from unlawful internet gambling are prohibited!    

 

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