BEWARE OF FRAUDULENT TELEPHONE CALLS / TEXT MESSAGES! Read more below...
WILLIAMS CHRISTMAS KIDS FOUNDATION
Mr. Jones is one of our Credit Union members who started this Foundation in 1985, a non-profit charitible organization, that was founded to help disadvantaged and special needs children during the Chritmas Season. This foundation helps children in our Tri-City Area!
It is not too late to purchase a New Toy or Give a Donation to help with this years programs. The Credit Union has a box at the main office @ 702 Elm Street, Hopewell. Let's help a child in need and make a lasting memory.
Thank you in Advance!
LET US HELP YOU FOR THE HOLIDAY!
SKIP - A- PAYMENT!
It seems like the Holidays come faster and faster each passing year. Don't let it catch you by surprise. Now you can start shopping early. We have instituted a Skip-A-Payment program so you do not have to wait for the holidays to roll around. Call Jaime or Heather @ 804-452-2480 to get your request started.
By taking advantage of this program, you authorize Hopewell Chemical FCU to advance your loan by one month and acknowledge that this may extend the maturity date of the loan. You acknowledge that this request does not change your legal obligation to the credit union, that your loan agreement with the credit union is merely informally permitting you to defer payment for the month indicated. Interest will continue to accrue on the unpaid balance during the month that you defer a payment. When payments resume, unpaid interest will be paid first. You acknowledge that deferring a payment may affect the amount of life, disability or GAP Claims. You acknowledge that there is a $40.00 processing fee in order to defer a payment. Hopewell Chemical FCU reserves the right to refuse any Skip-A-Payment request.
Don't Get Stuck With A High Interest Rate!!
CALL JAIME OR HEATHER TODAY AND GET PREAPPROVED!
If you are looking to purchase a new / pre-owned vehicle or would like to refinance a vehicle financed at another institution, our low rates can help you save!
NEW 2014 & 2013 VEHICLES & MOTORCYCLES
2.99% APR* - 100% FINANCING UP TO 72 MONTHS TO REPAY
3.25% APR* - 100% FINANCING UP TO 84* MONTHS TO REPAY including tax, title, tags, warranty, gap, etc. (* for loans over $20,000.00)
2013, 2012, 2011 & 2010 MODELS @ 3.99% FOR 72 MONTHS
2009, 2008, 2007 MODELS ARE 4.99% APR UP TO 60 MONTHS TO REPAY
2006, 2005, 2004 MODELS ARE 5.99% APR UP TO 48 MONTHS TO REPAY
CONTACT JAIME OR HEATHER in the loan department today or go to the website to start your loan request @ www.hopechemfcu.org.
WE OFFER WARRANTIES & GAP INSURANCE AT AFFORDABLE RATES!
*APR = ANNUAL PERCENTAGE RATE
ABOVE RATES EXCLUDE CURRENT LOANS WITH CREDIT UNION. LOAN APPROVAL BASED UPON APPROVED CREDIT AND REGULAR EMPLOYMENT. SPECIAL RUNS THROUGH DECEMBER 31, 2013.
MAKE SURE YOU SIGN UP FOR eSTATEMENTS!
TO ELIMINATE THE $2.00 PER MONTH HOME BANKING FEE IF YOU ARE ALREADY USING HOME BANKING, JUST GO TO THE SELF SERVICE TAB AND CLICK E-STATEMENTS - FOLLOW THE INSTRUCTIONS AND SIGN UP TODAY.
SIGN UP TODAY! JUST CLICK ON THE ICON BELOW!
YOU CAN ACCESS YOUR ACCOUNT INFORMATION AT ANY TIME! WITH VIRTUAL BRANCH HOME BANKING YOU WILL BE ABLE TO VIEW YOUR ACCOUNT BALANCES, MAKE TRANSFERS, VIEW CLEARED CHECK IMAGES AND MORE! NO FEE IF YOU SIGN UP FOR E-STATEMENTS! IF YOU STILL WANT YOUR PAPER STATEMENT STILL AT $2.00 PER MONTH PER MEMEBER ACCOUNT NUMBER. OUR HOME BANKING SERVICE HAS ENHANCED AUTHENTICATION FOR EXTRA SECURITY!
Click the image to access your virtual branch log in.
First time users click the image then select the Enroll Online from the menu bar at left.
Virtual Branch Home Banking is accessible 24 hours a day - 7 days a week. This service will enable you to monitor your accounts with the Credit Union daily. It is an easy way to be sure all activity on your accounts was initiated by you! Click above and sign up today!
Check out the ATM LOCATOR, (under the tool bar on left), for all the ATMs you can use that are Surcharge Free. Just put in the Zip Code you desire, (even if you are traveling), and see a list of the Surcharge Free ATMs.
VIRTUAL BRANCH BILL PAY - PAY YOUR BILLS ONLINE!
SEE HOW TO ENROLL BELOW!
Paying your bills online is as Easy as 1 - 2- 3 !!! More Flexibility - online payments can be setup at anytime for a small monthly fee*
Remember you must have a SHARE DRAFT CHECKING account and HOME BANKING to enroll. TO ENROLL: Log on to Home Banking. Go to Personal Options menu - Click on Bill Pay Enrollment - you are required to read the Terms and Disclosure - If you agree, click on "I Agree" then click Enroll in BillPay and your enrollment is complete! The next time you log in, you will see the "PAYIT" menu on the left side of your Home Banking page.
The first month of "PAYIT" is FREE! Subsequent months are $5.00* per month per member account number - unlimited checks! If you have any questions, call us at 804-452-2480
THE HOLIDAYS ARE ON THEIR WAY!!!
START GETTING READY NOW WITH A PERSONAL LOAN UP TO $5,000.00!
9.99% APR UP TO 24 MONTHS TO REPAY!
10.99% APR UP TO 36 MONTHS TO REPAY!
Whether you are getting ready for the holidays, needing an end of the year getaway or need to winterize your home;
Let Us Help!!
Contact Jime or Heather @ 804-452-2480. Loan approval based upon approved credit and regular income. Loan Special good through 12/31/13!
CALL TODAY ABOUT A VISA CREDIT CARD!
No annual fee, no minimum balance fee, same low rate on all your transactions, around the clock fraud protection, credit life and credit disability insurance available, cash advances made at the credit union office have no fee, letter checks available for easy balance transfer and purchases.
APPLICATION AND APPROVAL ARE REQUIRED. CREDIT LINE REQUESTS WILL BE EVALUATED BASED ON CREDIT WORTHINESS, REGULAR INCOME AND DEBT RATIO OF THE APPLICANT.
LOST / STOLEN CARDS!
VISA DEBIT / CHECK CARD - CALL - 800-472-3272
VISA CREDIT CARD - CALL - 800-991-4964
Please let us know when you have an address or telephone number change. Due to the Privacy Act, We must talk with you personally.
Call us at 804-452-2480.
IMPORTANT VISA DEBIT & CREDIT CARD FRAUD ALERT:
FRAUDSTERS CONTINUE TO USE AUTOMATED PHONE CALLS (REFERRED TO AS ROBOCALLS) TO OBTAIN PERSONAL OR FINANCIAL INFORMATION CONCERNING YOUR VISA CREDIT CARD OR DEBIT CARD. THE AUOTMATED CALL PLAYS A RECORDED MESSAGE INFORMING MEMBERS THEIR CREDIT OR DEBIT CARD HAS BEEN BLOCKED OR STATING THAT THEY CAN POSSIBLY LOWER YOUR RATE ON YOUR VISA CREDIT CARD.
NEVER, NEVER, NEVER RESPOND TO ANY TELEPHONE CALL REQUESTING PERSONAL OR FINANCIAL INFORMATION. WE WOULD NEVER CALL YOU REQUESTING THIS TYPE OF INFORMATION, WE ALREADY HAVE YOUR PERSONAL AND FINANCIAL INFORMATION.
If you recieve such a call, please let us know at the Credit Union (804-452-2480). Report the call to the Federal Trade Commission @ 1-877-382-4357 and even let your phone service provider know about the call - landline or cell phone number.
MORE FRAUD INFORMATION BELOW!
SALLIE MAE SMART OPTION STUDENT LOANS IS A SMART WAY TO HELP FINANCE YOUR COLLEGE NEEDS!
December 24th - Christmas Eve - Close at 2:00pm
December 25th - Christmas Day - Closed
December 31st - New Years Eve - Close at 2:00pm
January 1, 2014 - New Years Day - Closed
ALERT - FRAUDULENT TELEPHONE CALLS / TEXT MESSAGES!
OUR FRAUD MONITORING SERVICES WILL "NOT" ASK YOU FOR YOUR CARD NUMBER, YOUR PIN, CVV OFF THE BACK OF YOUR CARD, SOCIAL SECURITY NUMBER, OR YOUR DATE OF BIRTH. ALSO; WE WOULD NEVER TEXT MESSAGE YOU CONCERNING YOUR ACCOUNT HERE AT THE CREDIT UNION. IF YOU ARE SCAMMED, IMMEDIATELY CALL THE ABOVE NUMBERS! PLEASE LET US KNOW AT THE CREDIT UNION ALSO, SO WE CAN BE SURE YOUR ACCOUNT IS PROTECTED AND WE WILL BE ABLE TO WARN OTHERS!
Internet Crime Complaint Center: www.ic3.gov
Federal Trade Commission: www.ftc.gov
Protect yourselves by following these simple rules:
check your monthly statements to verify all transactions
notify us immediately of any erroneous or suspicious transactions
be suspicious of e-mail that ask for personal or financial information
be cautious of any business that contacts you to notify you of "problems" with your account, or entices you with prizes
Please keep your address and telephone numbers updated in case we need to contact you!
By Federal Regulation all payments from unlawful internet gambling are prohibited!