NEW 2015 VEHICLES & MOTORCYCLES
3.25% APR* - 100% FINANCING UP TO 72 MONTHS TO REPAY
3.50% APR* - 100% FINANCING UP TO 84* MONTHS TO REPAY including tax, title, tags, warranty, gap, etc. (* for loans over $20,000.00)
PREOWNED 2014, 2013, 2012 MODELS @ 4.25% FOR 72 MONTHS
Call about all older models also!
CONTACT JAIME OR HEATHER in the loan department today or go to the website to start your loan request @ www.hopechemfcu.org.
WE OFFER WARRANTIES & GAP INSURANCE AT AFFORDABLE RATES!
*APR = ANNUAL PERCENTAGE RATE
ABOVE RATES EXCLUDE CURRENT LOANS WITH CREDIT UNION. LOAN APPROVAL BASED UPON APPROVED CREDIT AND REGULAR EMPLOYMENT. SPECIAL RUNS THROUGH APRIL 30, 2015.
CALL TODAY ABOUT A VISA CREDIT CARD!
All transactions including balance transfers made on the VISA Card during the first 6 months will be at 6.90% APR . After your card's first 6 month period, any balance will go to your regular VISA Credit Card interest rate.
No annual fee, no minimum balance fee, same low rate on all your transactions, around the clock fraud protection, credit life and credit disability insurance available, cash advances made at the credit union office have no fee, letter checks available for easy balance transfer and purchases.
APPLICATION AND APPROVAL ARE REQUIRED. CREDIT LINE REQUESTS WILL BE EVALUATED BASED ON CREDIT WORTHINESS, REGULAR INCOME AND DEBT RATIO OF THE APPLICANT. CALL JAIME OR HEATHER TODAY !
LOST / STOLEN CARDS!
VISA DEBIT / CHECK CARD - CALL - 800-472-3272
VISA CREDIT CARD - CALL - 800-991-4964
Please let us know when you have an address or telephone number change. Due to the Privacy Act, We must talk with you personally.
Call us at 804-452-2480.
IMPORTANT VISA DEBIT & CREDIT CARD FRAUD ALERT:
FRAUDSTERS CONTINUE TO USE AUTOMATED PHONE CALLS (REFERRED TO AS ROBOCALLS) TO OBTAIN PERSONAL OR FINANCIAL INFORMATION CONCERNING YOUR VISA CREDIT CARD OR DEBIT CARD. THE AUOTMATED CALL PLAYS A RECORDED MESSAGE INFORMING MEMBERS THEIR CREDIT OR DEBIT CARD HAS BEEN BLOCKED OR STATING THAT THEY CAN POSSIBLY LOWER YOUR RATE ON YOUR VISA CREDIT CARD.
NEVER, NEVER, NEVER RESPOND TO ANY TELEPHONE CALL REQUESTING PERSONAL OR FINANCIAL INFORMATION. WE WOULD NEVER CALL YOU REQUESTING THIS TYPE OF INFORMATION, WE ALREADY HAVE YOUR PERSONAL AND FINANCIAL INFORMATION.
If you recieve such a call, please let us know at the Credit Union (804-452-2480). Report the call to the Federal Trade Commission @ 1-877-382-4357 and even let your phone service provider know about the call - landline or cell phone number.
MORE FRAUD INFORMATION BELOW!
SALLIE MAE SMART OPTION STUDENT LOANS IS A SMART WAY TO HELP FINANCE YOUR COLLEGE NEEDS!
MAY 25TH - MEMORIAL DAY
DON'T TAX MY CREDIT UNION
The Nation's Credit Unions face a potential tax challenge in Congress if legislators undertake tax reforms that would wipe the slate clean of all current tax exemptions and develop new tax laws. Credit Union's are Member Owned, Not-For-Profit Cooperatives with a specified mission of promoting thrift and providing access to credit to their membership. The federal tax exemptions allow us to offer better rates on savings accounts, lower rates on loans and much smaller fees. There are some in the financial industry, "mostly bankers", who say Credit Unions should pay income taxes, even though the banks took huge government bailouts. Not one taxpayer dime has ever been spent to bail out a Credit Union. Our elected representatives in Washington D.C. are in the process of reviewing tax reform possibilities. I am asking you as Hopewell Chemical Federal Credit Union Members, to join us and contact your representatives, telling them not to tax your Credit Union. Details about this effort are available and I would also encourage you to visit http://www.donttaxmycreditunion.org/ to send a letter to your representative.
On the behalf of our Dedicated Volunteers and Staff, I thank you for YOUR Support of and Membership in Hopewell Chemical FCU. We look forward to a lifelong relationship with you and your family.
Lynda K. Frink, Manager
By Federal Regulation all payments from unlawful internet gambling are prohibited!