Loan Rates









 

Rates Effective as of July 01, 2017

SEE OUR SUPER LOAN SPECIALS ON THE HOME PAGE! MAKE SURE YOU CALL JAIME / HEATHER @ 804-452-2480 TO SEE IF WE CAN SAVE YOU SOME MONEY TODAY!!! 


   START YOUR APPLICATION TODAY, JUST CLICK THE LINK BELOW!


 Application and Approval Are Required For All Loans. 

 

 Secured New Vehicle Loans

    The dealer's sales contract or invoice must accompany your loan application. Loan may include taxes, tags, etc.

Term

Limit

100% Financed

Up to 72 months

                  under $20,000

4.25 % APR

Longer terms are available at a higher APR on New Vehicles; call Jamie or Heather @ 804-452-2480!


Secured Used Vehicle Loans

 The dealer's sales contract or invoice must accompany your loan application. If from a private individual , the Credit Union must see the vehicle. Maximum amounts loaned will be the current NADA Retail Value.

TERM  (months) YEAR OF VEHICLE RATE (APR)*
Up to 72 Vehicle 1-2 years 4.50%
Up to 60 Vehicle 3-4 years 5.99%
Up to 48 Vehicle 5-6 years 6.99%
Up to 48 Vehicle 7 years or older 8.99%

*APR = Annual Percentage Rate 

 

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