WE CAN BE YOUR MAIN FINANCIAL INSTITUTION
IN
THE NEW YEAR!!!
KEEPING VEHICLE RATES LOW IN 2012!!!
CALL JAIME OR HEATHER TODAY AND GET PREAPPROVED!
VEHICLES & MOTORCYCLES - YEARS 2012 - 2010
3.99% APR* - 100% FINANCING UP TO 72 MONTHS TO REPAY, including tax, title, tags, warranty, gap, etc.
OR
CHECK WITH JAIME ON THE RATES FOR USED VEHICLES BELOW:
YEARS 2009 & 2005 USED VEHICLES & MOTORCYCLES
RECREATIONAL VEHICLES 2012 - 2009 @ 5.99% up to 96 months to repay, including tax, title, tags, warranty, etc.
OR
CHECK WITH JAIME ON THE RATES FOR USED RECREATIONAL VEHICLES YEARS 2008 - 2005
CREDIT UNION OFFERS WARRANTIES & GAP INSURANCE AT AFFORDABLE RATES!
*APR = ANNUAL PERCENTAGE RATE
ABOVE RATES EXCLUDE CURRENT LOANS WITH CREDIT UNION. LOAN APPROVAL BASED UPON APPROVED CREDIT AND REGULAR EMPLOYMENT.
HAVE YOU SIGNED UP FOR HOME BANKING?
SIGN UP TODAY! JUST CLICK ON THE ICON BELOW!!!
YOU CAN ACCESS YOUR ACCOUNT INFORMATION AT ANY TIME! WITH VIRTUAL BRANCH HOME BANKING YOU WILL BE ABLE TO VIEW YOUR ACCOUNT BALANCES, MAKE TRANSFERS, VIEW CLEARED CHECK IMAGES AND MORE! STILL AT $2.00 PER MONTH PER MEMEBER ACCOUNT NUMBER. OUR HOME BANKING SERVICE HAS ENHANCED AUTHENTICATION FOR EXTRA SECURITY!
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Click the image to access your virtual branch log in.
First time users click the image then select the Enroll Online from the menu bar at left.

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Virtual Branch Home Banking is accessible 24 hours a day - 7 days a week. This service will enable you to monitor your accounts with the Credit Union daily. It is an easy way to be sure all activity on your accounts was initiated by you! Click above and sign up today!
VIRTUAL BRANCH BILL PAY - PAY YOUR BILLS ONLINE!
SEE HOW TO ENROLL BELOW!
Paying your bills online is as Easy as 1 - 2- 3 !!! More Flexibility - online payments can be setup at anytime for a small monthly fee*
Remember you must have a SHARE DRAFT CHECKING account and HOME BANKING to enroll. TO ENROLL: Log on to Home Banking. Go to Personal Options menu - Click on Bill Pay Enrollment - you are required to read the Terms and Disclosure - If you agree, click on "I Agree" then click Enroll in BillPay and your enrollment is complete! The next time you log in, you will see the "PAYIT" menu on the left side of your Home Banking page.
The first month of "PAYIT" is FREE! Subsequent months are $5.00* per month per member account number - unlimited checks! If you have any questions, call us at 804-452-2480
LOST / STOLEN CARDS!
VISA DEBIT / CHECK CARD - CALL - 800-472-3272
VISA CREDIT CARD - CALL - 800-991-4964
SALLIE MAE SMART OPTION STUDENT LOANS

HOLIDAYS
FEBRUARY 20, 2012 - PRESIDENT'S DAY
ALERT - FRAUDULENT TELEPHONE CALLS / TEXT MESSAGES!
OUR FRAUD MONITORING SERVICES WILL "NOT" ASK YOU FOR YOUR CARD NUMBER, YOUR PIN, CVV OFF THE BACK OF YOUR CARD, SOCIAL SECURITY NUMBER, OR YOUR DATE OF BIRTH. ALSO; WE WOULD NEVER TEXT MESSAGE YOU CONCERNING YOUR ACCOUNT HERE AT THE CREDIT UNION. IF YOU ARE SCAMMED, IMMEDIATELY CALL THE ABOVE NUMBERS! PLEASE LET US KNOW AT THE CREDIT UNION ALSO, SO WE CAN BE SURE YOUR ACCOUNT IS PROTECTED AND WE WILL BE ABLE TO WARN OTHERS!
Valuable Websites:
Internet Crime Complaint Center: www.ic3.gov
Federal Trade Commission: www.ftc.gov
Protect yourselves by following these simple rules:
check your monthly statements to verify all transactions, notify us immediately of any erroneous or suspicious transactions
be suspicious of e-mail that ask for personal or financial information
be cautious of any business that contacts you to notify you of "problems" with your account, or entices you with prizes
Please keep your address and telephone numbers updated in case we need to contact you!
By Federal Regulation all payments from unlawful internet gambling are prohibited!