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Rates and Fee Schedule
Loan Rates Share Rates Certificate Rates Fee Schedule
Effective as of: 04/01/2023
| Fee Schedule | |
| Description | Fee |
| COPY OF MEMBER SHARE DRAFT CHECK | $5.00 |
| ACH RETURN FEE (ELECTRONIC ITEMS) | $28.00 |
| ACH STOP PAYMENT (ELECTRONIC ITEMS) | $28.00 |
| ACH/SHARE DRAFT NON RETURN FEE | $10.00 |
| ATM/DEBIT REPLACEMENT CARD | $10.00 |
| ATM/DEBIT PIN MAILER | $5.00 |
| ATM WITHDRAWAL FEE | $1 each withdrawal after 8 (per month) |
| BAD ADDRESS FEE | $10.00 for each return* |
| CERTIFICATE-EARLY W/D | 180 days dividends |
| CERTIFICATE OF SATISFACTION - SECOND MORTGAGE | $75.00 |
| CHANGE ACCOUNT NUMBER | $30.00** |
| CHECK CASHING FEE - NON ACTIVE ACCOUNTS | $5.00 |
| CHRISTMAS CLUB – early withdrawal penalty | $10.00 each withdrawal |
| OFFICIAL CHECK COPY FEE (TRUIST CHECK) | $10.00 for a copy/Stop Payment $40.00 |
| DEBIT CARD NON-SUFFICIENT FUNDS FEE | $ 28.00 |
| DORMANT ACCOUNT FEE – QUARTERLY | $ 10.00 |
| EXCESS SHARE SAVINGS WITHDRAWAL FEE | $ 9.00 –after 2 per month |
| GAP INSURANCE | $425.00 |
| IRA-WITHDRAWAL BEFORE 59 ½ | 180 days dividends |
| IRA-CLOSING FEE - BEFORE 59 ½ | $50.00 |
| LATE FEE ON LOAN – after 10 days | $15.00 |
| LATE FEE ON VISA LOAN | $30.00 |
| LOAN PROCESSING FEE | $10.00 |
| NON-FRAUD DISPUTE FILING FEE | $15.00 |
| RESEARCH FEE | $30.00 per hour |
| RETURNED DEPOSITED CHECK | $28.00 |
| SHARE DRAFT CHECKING RETURN FEE | $28.00 |
| SKIP A PAYMENT FEE | $40.00 |
| STATEMENT COPY OR PRINT OUT | $5.00 each |
| STOP PAYMENT ON SHARE DRAFT CHECK (LOST OR STOLEN) | $10.00/$50.00 for a Book |
| VIRTUAL BRANCH HOME BANKING FEE | $2.00 per month/FREE if you have E-Statements |
| VIRTUAL BRANCH BILL PAY – UNLIMITED CHECKS | $5.00 per month |
| WIRE TRANSFERS – OUTGOING | $20.00 Domestic |
| ORIGINATION FEE - SECOND MORTGAGE | $750.00 |
| MORTGAGE SUBORDINATION | $600.00 |
| ** A $30.00 change account fee will be charged to any member that closes their account and opens another for any reason other than fraud. | |
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